The HO 6 form covers the real property interest and the personal property of insureds who own a unit in a condominium or share an ownership interest in a cooperative building. It also provides personal liability coverage and medical payments coverage.
This form is similar to the HO 3 in many ways but provides less real property coverage since it is designed to coordinate coverage with a “master policy” covering the structure and common areas that the condominium or cooperative association purchases.
Part of the Insurance Services Office, Inc. (ISO), homeowners forms portfolio.